| December
31, 2009 |
| ASSETS |
$ |
(000) |
| Cash and Due from Banks |
$ |
20,026 |
| U.S. Securities & Agencies |
|
35,917 |
| Municipal Securities |
|
34,153 |
| Other Investments |
|
5,438
|
| Federal Funds Sold |
|
9,521 |
| Loans |
|
250,756 |
| Bank Premises & Equipment |
|
1,331 |
| Other Real Estate Owned |
|
3,906 |
| Intangible Assets |
|
4,316 |
| Other Assets |
|
14,487 |
| TOTAL ASSETS |
$ |
379,851 |
| |
|
|
| LIABILITIES |
|
|
| Non-Interest Bearing Deposits |
$ |
42,105 |
| Interest Bearing Deposits |
|
289,706 |
| TOTAL DEPOSITS |
$ |
340,811 |
| |
|
|
| TT&L & Other Borrowings |
$ |
4,000 |
| Other Liabilities |
$ |
2,757 |
| |
|
|
| EQUITY CAPITAL |
|
|
| Common Stock |
$ |
600 |
| Surplus |
|
15,850 |
| Retained Earnings |
|
15,833 |
| Total Capital |
$ |
32,283 |
| |
|
|
| TOTAL LIABILITIES &
CAPITAL |
$ |
379,851 |
