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*Rates effective as of OCTOBER 3, 2008

* Rates subject to change.

Certificate of Deposit Special Offers *
Term Min. Balance to Open Min. Balance to Receive APY Simple Interest Rate APY*
9 Month CD $5,000 $5,000 3.20% 3.25%
18 Month CD $5,000 $5,000 3.45% 3.51%
30 Month CD $5,000 $5,000 3.93% 4.00%
*Fees could reduce earnings


Certificates of Deposit *
Term Min. Balance to Open Min. Balance to Receive APY Simple Interest Rate APY**
90 Days $1,000 $1,000 2.23% 2.25%
182 Days $1,000 $1,000 2.23% 2.25%
1 Year $1,000 $1,000 2.37% 2.40%
$1,000 $10,000 2.47% 2.50%
2 Year $1,000 $1,000 2.47% 2.50%
$1,000 $10,000 2.57% 2.60%
3 Year $1,000 $1,000 2.87% 2.90%
$1,000 $10,000 2.97% 3.00%
4 Year $1,000 $1,000 3.06% 3.10%
$1,000 $10,000 3.15% 3.20%
5 Year $1,000 $1,000 3.06% 3.10%
$1,000 $10,000 3.15% 3.20%
* The bank may impose a penalty for early withdrawal.
For more information, please call 1-800-550-9435 or click on the contact us button.

***Fees could reduce earnings


Individual Retirement Account Special Offers
Term Min. Balance to Open Min. Balance to Receive APY Simple Interest Rate APY*
2 Year Fixed Special $1,000.00 $1,000.00 3.94% 4.00%
*Fees could reduce earnings


Individual Retirement Accounts
Term Min. Balance to Open Min. Balance to Receive APY Simple Interest Rate APY*
1 Year $1,000 $1,000 2.48% 2.50%
2 Year $1,000 $1,000 2.58% 2.61%
3 Year $1,000 $1,000 2.72% 2.75%
4 Year $1,000 $1,000 2.97% 3.00%
5 Year $1,000 $1,000 3.06% 3.10%
**Fees could reduce earnings

For more information, please call 1-800-550-9435 or click on the contact us button.


Money Market Accounts
Type Min. Balance to Open Min. Balance to Receive APY Simple Interest Rate APY*
Money Market $1,000 $1,000 0.90% 0.90%
Money Market Index $10,000 $10,000 1.98% 2.00%
**Fees could reduce earnings

 

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Equal Housing Lender
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